Fixed Cost Compass – Monthly Budget Calculator for Excel & Google Sheets

Fixed Cost Compass – Monthly Budget Calculator for Excel & Google Sheets

With the Fixed Cost Compass, you get a simple digital monthly budget calculator for Excel and Google Sheets. This tool helps you clearly record and automatically calculate your income, fixed costs, variable expenses, and savings goals.

Instead of manually calculating everything each month, you enter your figures and the dashboard immediately shows you how much money is truly left after your monthly expenses.

Who is the Fixed Cost Compass suitable for?

This digital tool is ideal for you if you want to gain more insight into your monthly finances without using complicated financial software or apps.

• if you want to better understand your monthly fixed costs
• if you want to know what truly remains after rent, electricity, contracts, and expenses
• if you want to plan your savings goals more realistically
• if you want to record your household expenses in a more structured way
• if you are looking for a simple Excel or Google Sheets template instead of an app

What's included?

• Excel file with automatic monthly budget dashboard
• Income overview
• Fixed cost tracker
• Planning for variable expenses
• Savings goals and reserves overview
• Monthly overview for the year
• Example month for orientation
• PDF quick guide
• Printable monthly overview as PDF

The Excel file can be used directly in Microsoft Excel or imported into Google Sheets.

Your advantages

• instantly usable digital file
• suitable for Excel
• Google Sheets compatible
• automatic calculations
• clear monthly budget dashboard
• ideal for beginners
• no subscription
• no complicated financial app needed
• digital download after purchase

How it works

1. After purchase, you will receive the digital product package as a download.
2. Open the Excel file in Excel or upload it to Google Drive to use it with Google Sheets.
3. Enter your income, fixed costs, variable expenses, and savings goals.
4. The dashboard automatically calculates your most important monthly values.
5. You see at a glance what truly remains each month.

What does the Fixed Cost Compass calculate?

• total monthly income
• monthly fixed costs
• planned variable expenses
• savings goals and reserves
• free monthly budget
• fixed cost ratio
• monthly financial buffer

Perfect complement to the Budget Compass

The Fixed Cost Compass is a practical calculation tool for your quick monthly overview. If you also want to work with a detailed PDF planner, it perfectly complements the Budget Compass .

The Budget Compass helps you reflect on and improve your money habits step-by-step. The Fixed Cost Compass complements it with automatic calculations and a clear monthly overview.

Are you planning a move? Then the Moving Cost Compass can also be helpful to better plan one-time moving costs, deposit, rent start, and new ongoing expenses.

Digital Delivery

This is a digital product. No physical item will be shipped. After purchase, you will receive access to the files and can start immediately.

Important Note

This product is for private organization and budget planning. It does not replace professional financial advice, tax advice, debt counseling, or legal advice.

Frequently Asked Questions

Is this a physical product?

No. This is a digital product. No physical item will be shipped.

What files will I receive?

You will receive an Excel file, a PDF quick guide, a printable monthly overview, and a README file.

Can I use the product with Google Sheets?

Yes. The Excel file can be uploaded to Google Drive and opened with Google Sheets. After importing, briefly check that all formulas have been transferred correctly.

Do I need Excel?

No, you can also use the file with Google Sheets. For the Excel version, you need Microsoft Excel or a compatible spreadsheet program.

Is the product suitable for beginners?

Yes. You only enter your income, fixed costs, variable expenses, and savings goals. The dashboard automatically calculates the most important values.

Is this financial advice?

No. The product is for private organization and budget overview. It does not replace professional financial advice, tax advice, debt counseling, or legal advice.